Terms of use
Version 1.5 · effective 6 November 2026
These terms set the rules for using the OPÉMA Cards app and the opemacards.com website. By publishing a card, you accept them.
Purpose
OPÉMA Cards is a QR code digital business card app published by OPÉMA, limited liability company (SARL) with a share capital of MAD 100,000, with its registered office at 47 rue Tomboktou, Hay Al Massira, Agadir, Morocco, registered with the trade register under number 70253 (Agadir Commercial Court), ICE 004018638000004 ("OPÉMA", "we"). These terms apply to the app and to the opemacards.com website.
Minimum age
You must be at least 16 years old to use OPÉMA Cards. By accepting these terms, you confirm that you are.
The service
You fill in your details. The app turns them into a card, with a QR code and a profile page on opemacards.com. The person who scans your QR opens that page in their browser, without installing the app.
Your profile page is public: anyone who has your QR or your link sees what you put on it (name, contact details, photo, company, social networks). Only publish what you are willing to show. We ask search engines not to index profile pages, but we cannot guarantee that they comply.
Your account
The first time you open the app, it creates a device account without asking you for anything. Until you add and verify an email address, that account only lives on your phone: if you lose the device, uninstall the app or erase its data, you lose access to your account and your cards, and we cannot give it back to you.
An email address verified with a code lets you get your account back on another device. You are responsible for access to your phone and to your mailbox.
Communications from OPÉMA and its partners
Your account's country is worked out from your phone's settings: its region and its time zone. If either belongs to the European Union, the European Economic Area, the United Kingdom, Switzerland or Canada, your account follows the rules of those countries, even if you leave them afterwards.
If your account's country is outside the European Union, the European Economic Area, the United Kingdom, Switzerland and Canada, you receive by default, at your account's verified email address, Cards news and member-only offers from OPÉMA and its partners. You can stop these messages at any time, in the app from the Account screen or through the unsubscribe link in every message, and turn them back on from the app. Stopping them takes away the features and perks reserved for members, without changing anything else in the app.
If your account's country is in the European Union, the European Economic Area, the United Kingdom, Switzerland or Canada, you receive Cards news and member-only offers from OPÉMA and its partners only if you agree: by ticking the box provided when you sign up, which starts unticked, or later in the app. If you don't agree, the app offers it at the end of sign-up, then again at most three times, 7, 30 and then 90 days after each refusal. Saying no changes nothing in the basic app; the features and perks reserved for members are offered to those who agree. You can withdraw your agreement at any time, in the app from the Account screen or through the link in every message, and give it again from the app.
Free of charge
The service is free today. We may offer paid features later: they will be announced before they are offered, and you will never be charged without your explicit agreement.
Your content
You keep ownership of what you publish. You allow us to host, reproduce and display it in order to provide the service (card, QR, profile page, contact file, link preview, versions in other languages that you have validated), for as long as your account exists.
You warrant that you have the right to publish this information and these images, including your company's, and that they are accurate.
What is not allowed
- pretending to be another person or another company;
- publishing content that is unlawful, misleading, hateful, violent or sexual;
- publishing a link to a malicious or fraudulent site;
- collecting profile pages by automated means, or getting around the technical limits of the service.
We may hide or delete a card, or close an account, if these rules are broken, if someone else's rights are infringed, or at the request of an authority.
Reporting content
Anyone can report a card they believe is illegal or breaches these terms, without an account, using the "Report this card" link on every profile page. The form asks for the reason, an explanation and a statement of good faith; your name and email address are optional.
If you leave an email address, you receive an acknowledgement of receipt, then our decision and its reasons. Every report is reviewed by a person, without automated decision-making, diligently and objectively.
We may keep the card, hide it or delete it. If we hide or delete your card, we send you, at your account's verified email address, a statement of reasons: the content concerned, the decision, its basis (these terms, or the illegal nature of the content), and how you can challenge it. You can contest the decision by replying to that message or by writing to contact@opemacards.com, and you keep the right to go to court.
We keep reports for 24 months. The name and email address of the person who reports are erased as soon as the decision is notified to them, and at the latest 6 months after the report.
Your link and your QR
The link of your card is permanent: it does not change when you edit your details, and it is never given to anyone else, even after your card is deleted. A change to your details shows on your profile page right away.
Your contacts
Your contacts gather the details that other people send you from your profile page, with their consent, and the cards you swap with other members in the app. You use them only to get back in touch with these people in the course of your exchange: you may not sell, transfer or publish them, or use them for bulk messages or marketing they have not agreed to.
In the app, you can also swap cards with another member whose card you open: each of you receives the other's card in your contacts, and the other member is notified. Any member can do the same with your card, since you publish it; you can block them from their contact, and their future submissions and swaps no longer reach you. These contacts follow the same rules as the others.
You are responsible for the contacts you keep and for how you use them, including under the data protection rules that apply to you. Delete a contact as soon as you no longer need it, or if the person asks you to. A person who withdraws their consent from OPÉMA does not withdraw the copy already in your contacts: it remains your responsibility.
Translations
The app may suggest a translation for some fields of your card. These are automatic suggestions: nothing is published until you have validated it, and you remain responsible for the published text.
Availability
We do our best to keep the service running, without guaranteeing that it is available at all times. Your QR shows without an internet connection, but the profile page it opens needs our servers to respond.
We may change the service or shut it down. A shutdown would be announced on opemacards.com before it happens.
Deleting your account
You can delete your account at any time: in the app, from the Account screen, or on opemacards.com/suppression if your account has a verified email address.
Deletion is permanent. Your profile page is switched off immediately and QR codes already shared show "This card is no longer available". Your data is erased no later than 30 days after your request. The details are in the privacy policy.
Liability
The service is provided as is. We are not liable for what third parties do with information you have made public, nor for indirect damage. Nothing in these terms excludes a liability that the law does not allow to be excluded.
Intellectual property
The OPÉMA Cards name, the logo, the app, the website and their content, apart from what users publish, belong to OPÉMA. You may not reproduce them without our agreement.
Changes to these terms
These terms carry a version number and a date. If they change, the new version is published on this page with its effective date, and the app asks you to accept it before you publish a new card.
Governing law
These terms are governed by Moroccan law. If you are a consumer living in another country, this choice does not deprive you of the protection given to you by the mandatory provisions of the law of your country of residence, and you can go to the courts that this law allows you to go to. In all other cases, failing an amicable settlement, the competent Moroccan courts have jurisdiction. If the versions differ, the French version prevails.
Single point of contact
For the purposes of the EU Digital Services Act, our single point of contact for Member State authorities, the European Commission, the European Board for Digital Services and users is contact@opemacards.com. You can write to us there in French, Arabic or English. Authorities can write to us in French or English.
Contact
For any question: contact@opemacards.com.